A lot of financial advice and investing in the stock market can only be done with extra money. There’s two ways to have more disposable income in this life, either make more money or spend less of the money you earn. For those who are on a salary at work Read more…
The two easiest and most commonly recommended portfolios for investors and newbies are the two and three fund portfolios. These are among the lowest cost and simplest broad market portfolios that you could own. The two-fund portfolio is by far the easiest (it could even be one fund depending upon Read more…
Diversification is a powerful thing in investing. The main idea behind it is simply that, you don’t put all your eggs into one basket. So, if one of the baskets has a hole, it doesn’t screw up your retirement plan. In the same vein but slightly more technical, diversification is Read more…
Owning a car is a necessity in American culture, but is going into debt necessary for it? Or is it even the smart solution? Well if we determine that for most of America it’s a necessity and realize that owning a car can get us to a job, or other Read more…