Most investors tend to exhibit certain trends when they invest and one of the most observable ones is home country bias. Home country bias is when an investor is over exposed to domestic equities in their investment portfolios. Let’s look at how this happens, the pros, cons, and how to Read more…
These are a many investment and financial services out there. This is a list of various products we use and endorse. Further, we’ll make notes on ones we have heard of which have high reviews and good products as well. Is there a service here that you love but don’t Read more…
Sometimes when we make investment decisions, we think we should try and predict the future. We want the best stock returns for a variety of reasons from things like retiring early or using the funds to purchase a new car. And if we are trying to predict the future, we’ll Read more…
In preparing for your financial future there are many things that can impact it, from the job you choose, to how much you save every month, how much debt you choose to take on, and how you manage your credit. However, one thing I’ve noticed is too few people understand Read more…
Building credit and using credit cards is an important long-term goal most Americans should have. Building credit allows individuals to get better deals on interest rates for loans – like car loans, mortgages, and personal loans. However, the average American uses far too much credit card debt. Last year the Read more…
Asset allocation is perhaps one of the most important concepts investors and financially savvy people can know. You should be asking yourself, two questions. One, how old you are? Two, what your risk tolerance is? And you should be asking yourself these questions when you first create a portfolio for Read more…
A lot of financial advice and investing in the stock market can only be done with extra money. There’s two ways to have more disposable income in this life, either make more money or spend less of the money you earn. For those who are on a salary at work Read more…
The two easiest and most commonly recommended portfolios for investors and newbies are the two and three fund portfolios. These are among the lowest cost and simplest broad market portfolios that you could own. The two-fund portfolio is by far the easiest (it could even be one fund depending upon Read more…
Diversification is a powerful thing in investing. The main idea behind it is simply that, you don’t put all your eggs into one basket. So, if one of the baskets has a hole, it doesn’t screw up your retirement plan. In the same vein but slightly more technical, diversification is Read more…
Owning a car is a necessity in American culture, but is going into debt necessary for it? Or is it even the smart solution? Well if we determine that for most of America it’s a necessity and realize that owning a car can get us to a job, or other Read more…